Our Services

Coverage Provided

Your Trusted Choice

At OSIG, we are dedicated to providing comprehensive insurance coverage specifically tailored to meet the unique needs of Oklahoma schools. As part of our commitment, we offer a wide range of coverages to ensure that your schools are adequately protected against various risks.

Commercial Property Coverage

Protecting your school's physical assets, including buildings, equipment, inventory, and more, against perils such as fire, theft, vandalism, and natural disasters.

Earthquake
Coverage

Safeguarding your school against the potential damages caused by earthquakes, including structural damage and property losses.

Flood
Coverage

Providing financial protection in the event of flooding, covering damages to your school's buildings and contents caused by water-related perils.

Boiler & Machinery Coverage

Ensuring coverage for sudden and accidental breakdowns of boilers, machinery, and equipment critical to your school's operations.

Deadly Weapons Protection

Offering liability coverage for incidents involving deadly weapons on school premises, providing financial protection and support.

General
Liability

Protecting your school against claims of bodily injury, property damage, or personal injury arising from your operations, premises, or products.

Employee Benefits
Liability

Providing coverage for claims related to errors or omissions in the administration of employee benefits plans, including health insurance and retirement plans.

School Board
Legal Liability

Protecting educators and educational institutions against allegations of professional negligence, including claims of wrongful termination, discrimination, or violation of student rights.

Automobile
Liability

Coverage for liability arising from the use of owned, hired, and non-owned vehicles, including accidents resulting in bodily injury or property damage.

Automobile Physical Damage

Providing coverage for physical damage to your school's owned vehicles, including collision and comprehensive coverage.

Crime
Coverage

Safeguarding your school against financial losses caused by employee dishonesty, theft, forgery, or fraud.

Cyber
Liability

Protecting your school from cyber threats, including data breaches, network security incidents, and the resulting financial and legal consequences.

Pollution Liability

Coverage for pollution-related incidents or environmental damage caused by your school's operations, ensuring financial protection and assistance with cleanup costs.

Builders Risk

Essential protection during construction or renovation projects, safeguarding your school's property and assets from potential risks that may arise during the building process.

Excess Liability

Offering additional liability coverage above the limits of primary policies, providing an extra layer of protection against catastrophic claims.
Please note that the list of coverages provided by OSIG Oklahoma Schools Insurance Group is intended to provide a general overview. For detailed coverage definitions and limits, please refer to the plan document.

Services Provided

Additional Value-Added Services

In addition to our comprehensive insurance coverage, OSIG offers a range of value-added services to enhance member benefits.

On-site Safety Inspections

OSIG provides on-site safety inspections to help identify potential hazards and ensure compliance with safety regulations. Our team of experts conducts thorough inspections and offers valuable recommendations to enhance safety measures.

On-site Appraisals

We offer on-site appraisals to assist members in evaluating their assets accurately. These appraisals help ensure proper coverage and assist in determining replacement values in the event of a loss.

Vector Solutions

As an OSIG member, you gain access to Vector Solutions, an online learning management platform. This valuable resource, provided at no cost to our members, offers a wide range of educational and training courses to support professional development and enhance staff skills.

STOPiT Bullying Prevention Application

OSIG is committed to creating safe and inclusive school environments. As part of our dedication to combating bullying, we provide our members with the STOPiT bullying prevention application at no cost. This powerful tool enables students to report incidents anonymously, promoting a positive school climate.

Beazley and Lodestone Cyber Portal

As cyber threats continue to evolve, OSIG has partnered with Beazley and Lodestone Security to provide our members with exclusive access to a comprehensive cyber portal. This valuable resource offers cyber risk management tools, educational resources, access to cyber security assessment and consultative services as well as incident response guidance to safeguard against cyber threats.

HSB Water and Temperature Monitoring Devices

OSIG has partnered with HSB to provide our members with water and temperature monitoring devices. These devices help prevent and mitigate damages caused by water leaks, freezing temperatures, and other related incidents, ensuring the protection of school property and assets.

HELIXintel Logo

HELIXintel

As an OSIG member, you gain access to a streamlined Asset Management solution tailored for schools, reducing property and insurance risks. Easily catalog, track, and analyze your facilities and equipment while optimizing incentives, rebates, grants, and other benefits.

Our Commitment

Member-Focused

Since our establishment in 2002, OSIG and Gallagher have remained dedicated to our vision, consistently delivering exceptional value and service to our member districts.

Competitive Insurance Rates

We strive to offer competitive rates to our members, ensuring that they receive cost-effective insurance coverage without compromising on quality or coverage.

Broadest Coverage Available

We work closely with Gallagher to provide the broadest coverage options available, addressing the unique needs of our member districts

Excellence in Underwriting & Claims Service

We are committed to delivering prompt, responsive, and fair claims handling, ensuring that our members receive the support they need when it matters most.

Need help?

We understand the unique risks faced by public schools and strive to provide comprehensive coverage options to ensure the safety and security of your school community.

Contact us today to learn more about our coverages and how we can help protect your school’s future.